What is Staking? Earn Passive Income with Crypto & Fiat
Staking allows you to earn rewards by locking your assets—crypto (ETH, SOL) or fiat (USD, EUR)—to support a financial network.
How It Works
- In Crypto: You help secure blockchain networks (e.g., Ethereum) and earn interest.
- In Fiat: Similar concepts exist via high-yield savings, bonds, or term deposits where you earn interest for locking funds.
Crypto Staking (Proof-of-Stake)
Example: Ethereum (ETH)
- How: Lock ETH to validate transactions
- Reward: 3–6% APY
- Risk: Market volatility, validator penalties (rare)
- Best for: Investors comfortable with higher returns and crypto volatility
Fiat "Staking" (Traditional Finance)
Example 1: High-Yield Savings Account (USD/EUR)
- How: Deposit in a bank or platform
- Reward: 3–5% APY
- Risk: Near zero (insured up to $250k in U.S./€100k in EU)
Example 2: Government Bonds (U.S. Treasuries, EU Gilts)
- How: Lend money to governments for 1-10 years
- Reward: 4–5% APY (fixed interest)
- Risk: Extremely low (backed by national banks)
- Best for: Low-risk savers who want stable, predictable income
Hybrid Option: Stablecoin Staking (Crypto-Fiat Bridge)
Example: USD Coin (USDC)
- How: Lock USD-pegged crypto on platforms like ours
- Reward: 5-10% APY (higher than banks, lower than volatile crypto)
- Risk: Platform security (use regulated providers)
- Best for: Those who want crypto-level yields with fiat stability
Crypto vs. Fiat Comparison
| Feature |
Crypto |
Fiat |
| Returns | 3–20%+ | 3–5% |
| Risk | High (market) | Very Low |
| Lock-Up | Flexible | 3 mo – 10 yrs |
| Access | 24/7 | Banking hours |
Why Stake with Xonex Markets?
- Crypto: High APYs + auto-compounding
- Fiat: Great rates on USD/EUR
- Security: Audited, insured, regulated
Need help choosing? Get a free portfolio review
